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Electricity Bill Savings Calculator

Estimate your monthly electric bill after solar with usage, production, retail rates and fixed charges. Compare annual energy netting and remaining grid costs.

Quick answer

Bill = purchased energy cost + fixed charges - eligible export credits, subject to the selected bill floor.

Notes updated 2026-10-07

Best for
Homeowners pressure-testing solar proposals before signing.
Inputs needed
electric usage, local rate, system size or quote assumptions
Formula used
Bill = purchased energy cost + fixed charges - eligible export credits, subject to the selected bill floor.
Method references
System Advisor Model

Author profile: Marcus Vance . Read the methodology and recheck local tariff, quote, and incentive details before deciding. Attribution is not a record of independent technical review.

Editable planning assumptions, not a verified utility tariff. Confirm export settlement and fixed charges on your account. This is an annual energy model, not an hourly bill forecast.

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Keep this estimate

Save the scenario or download a branded print/PDF report.

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Why will some utility charges remain after solar?

Fixed charges, minimum bills and non-bypassable fees can remain even with enough annual production. This calculator applies an annual energy balance and a fixed-charge floor; it does not reproduce every bill line.

Does an annual average predict a winter bill?

No. Monthly generation, heating loads and settlement rules vary. Use this result for annual planning and verify seasonal and hourly charges against your utility schedule.

Will I still get an electric bill after installing solar?

Usually yes if you stay grid-connected. Customer charges, non-bypassable items and energy bought when solar is unavailable can remain. A 100% annual energy offset does not mean every monthly bill is zero.

Remaining average bill under illustrative annual retail netting
Solar productionCurrent average billAverage bill after solar
6,000 kWh/year$215.00$115.00
10,000 kWh/year$215.00$48.33
12,000 kWh/year$215.00$15.00

Illustrative assumptions: 12,000 kWh/year household usage, $0.20/kWh energy rate and $15/month fixed charge. Annual retail netting with the bill floored at the fixed charge. These monthly numbers are annual averages, not forecasts of seasonal bills or net-billing accounts.

What to check on your bill or installer proposal

  • Separate supply, delivery, fixed customer charges and taxes on the bill.
  • Confirm which charge components can actually be offset by credits.
  • Do not confuse a lower utility bill with a lower total monthly cost if a solar loan payment is added.
Verify the right export settlement model

Example and calculation notes updated . Method references are listed below; example rates are not verified utility tariffs.

How does this solar electric bill estimate work?

Bill = purchased energy cost + fixed charges - eligible export credits, subject to the selected bill floor.

A worked example with explicit assumptions

Using 10,000 kWh/year at $0.20 and a $15 monthly fixed charge, the model returns a $181.67 average monthly bill. Under annual netting, 8,000 solar kWh reduce it to $48.33. Actual monthly settlement and minimum bills may differ.

Reproducible example generated from the same calculator functions used by the tool. Inputs are illustrative, not measured customer results.

What should I verify before using the result?

Monthly bills are annual averages; taxes, demand charges, minimum bills and hourly settlement need your utility schedule.

Use your bill or written equipment quote, run a conservative scenario, and compare the result with the same inputs in another model.

References and next steps

Calculation notes updated 2026-10-07. Reference links explain the method; they do not establish a current utility tariff or installer price.

Read the full methodology or save and compare your solar plan.

Pressure-test the estimate

Treat the result as a planning range, not a promise. Re-run it with a lower and higher production estimate, your actual utility tariff, and the written installer quote.

  • Check roof shade, orientation, tilt, and equipment losses.
  • Separate cash price, financing fees, battery cost, and roof work.
  • Verify export credits, fixed charges, and interconnection rules.
  • Confirm incentive eligibility, deadlines, and tax treatment.

Sources behind this estimate

Use the method references below to check the formula and its limitations. Input defaults and illustrative scenarios are not current tariffs, guaranteed output or live installer quotes.

Utility export rates, eligibility rules, and installer pricing can change. Confirm the applicable tariff, interconnection requirements, and tax treatment before making a purchase decision.

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Frequently asked questions

How do I use the solar electric bill calculator?

Start with your actual usage, equipment or quote inputs, keep the displayed units, and change one assumption at a time. Monthly bills are annual averages; taxes, demand charges, minimum bills and hourly settlement need your utility schedule.

What calculation does this tool use?

Bill = purchased energy cost + fixed charges - eligible export credits, subject to the selected bill floor.

Can I check the arithmetic with an example?

Using 10,000 kWh/year at $0.20 and a $15 monthly fixed charge, the model returns a $181.67 average monthly bill. Under annual netting, 8,000 solar kWh reduce it to $48.33. Actual monthly settlement and minimum bills may differ.

What could change the accuracy of my result?

Monthly bills are annual averages; taxes, demand charges, minimum bills and hourly settlement need your utility schedule.

Can I use the estimate outside the United States?

Physical kW and kWh calculations use the same units internationally. Dollar results, regional defaults, emissions factors, incentives and utility guidance are US-oriented. Replace rate and production assumptions with local values; do not apply US tax or export rules abroad.

Can I print or save results without registering?

Use Print / PDF to save this page from your browser without an email address. The solar plan stores supported scenario inputs in your browser; private files should be checked and redacted before uploading for extraction.

Compare the decision, not just the number

Compare cash, loan, lease, and battery scenarios using the same production, rate, and quote assumptions before choosing a financing path.

Or browse all calculators, find rebates in the Incentive Finder, or read our solar guides.