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Minnesota Solar Guide 2026

Everything Minnesota homeowners need to know: costs, incentives, net metering policy, and what makes this state unique for solar.

Key fact about Minnesota solar

Minnesota has surprisingly strong solar production despite cold winters — cold temperatures actually boost panel efficiency. Xcel's Solar*Rewards program adds ~$0.08/kWh for 10 years on top of net metering.

Peak sun hours

4.5

hrs/day avg

Avg electricity rate

14.0¢

per kWh

Median install cost

$2.95/W

before incentives

Typical payback

10 yrs

8 kW system, avg usage

Typical 8 kW system in Minnesota

Annual production

13,140 kWh

Year-1 savings

$1,840

System cost (est.)

$23,600

No federal tax credit — Section 25D expired December 31, 2025.

Minnesota Net Metering Policy

Full retail net metering

Minnesota mandates full retail net metering for systems up to 40 kW. Xcel Energy and other utilities must credit excess at retail rate. Minnesota has one of the strongest net metering policies in the Upper Midwest.

Minnesota Solar Incentives

Available in addition to any utility rebates. Federal 25D credit is $0 for homeowner-owned systems from 2026.

  • Property tax exemption on added home value
  • Sales tax exemption
  • Xcel Solar*Rewards program (~$0.08/kWh for 10 years)
See full Minnesota incentive database →

Top Utilities in Minnesota

Xcel Energy MNMinnesota PowerOtter Tail PowerGreat River Energy cooperatives

Interconnection timeline: 4–8 weeks

Calculate your Minnesota solar economics

Our calculators are pre-filled with Minnesota data. Run any tool below.